TERMS AND CONDITIONS
Your (the “User” or “Users”) use of www.wallstreetfinance.us (the “Website”) is subject to the following Terms and Conditions of Wall Street Finance LLC. (“WSFL”):
The Website is owned by WSFL, a corporation licensed by the Depart of Financial Services NY and State banking departments of NJ and GA. By using the Website, its Content, or any of the Products and Services of WSFL, the User agrees, without limitation or qualification, to be bound by these Terms and Conditions and such other additional or alternative terms, conditions, rules and policies which are displayed or to which the User may be directed to, all as may be modified by WSFL from time to time.
If the User does not agree with the Terms and Conditions, he/she may not use the Website, its Content, or the Products and Services of WSFL and must terminate any applicable agreements.
2. Legal Capacity
The User represents and warrants that he/she possesses the legal right, capacity and ability to agree to the Terms and Conditions and use the Website, and its Content in accordance with them. If the User is an individual, the User represents and warrants that he/she has reached the age of majority in the jurisdiction in which he/she resides, and in any event at least 18 years old. If the User is using the Website, its Content or the Products and Services of WSFL on behalf of a corporation or another organization, he/she represents and warrants that he/she has the ability to agree to these Terms and Conditions on behalf of such corporation/organization and all references to the “User”, “Users” or “You” throughout the Terms and Conditions will include such organization, jointly and severally with him/her personally.
3. Disclaimer of Warranty
WSFL does not make guarantees of any kind regarding the Website, its Content, or its Products and Services. All mentioned Products and Services are provided on an “as is” and “as available” basis. The User expressly agrees that use of the Products and Services is at his/her sole risk. WSFL expressly disclaims any representation or warranty that the Website will be free from errors, viruses or other harmful components, that communications to or from the Website will be secure and not intercepted, that the Services and other capabilities offered from the Website will be uninterrupted, or that its Content will be accurate, complete or timely. Any material downloaded is done at the User’s own discretion and risk and that he/she will be solely responsible for any damage to his/her computer system or loss of data that results from the download of any such material.
Other than those warranties which are incapable of exclusion, restriction or modification at law, WSFL expressly disclaims all warranties and conditions, including implied warranties, fitness for a particular purpose, title, non-infringement, and those arising by statute or otherwise in law.
4. Financial Information Disclaimer
The Website, its Content, or any Product and Services of WSFL may be for information purposes only and shall not be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, recommendation, or sponsorship of any currency or precious metal by WSFL. The User acknowledges and agrees that any request for information by the User is unsolicited and will neither constitute nor be construed as financial advice by WSFL. The User shall apply his/her own judgment in making any use of the Website, its Content, or the Product and Services, including, without limitation, the use of any information contained therein as the basis for any conclusions. The User bears responsibility for his/her own financial research and decisions. Prior to making any financial decision, it is strongly recommended that the User seek outside professional advice. WSFL does not provide or guarantee any financial, legal, tax, or accounting advice or advice regarding the suitability, profitability, or potential value of any currency, precious metal, security, or information source.
5. Limitation of Liability
In no event shall WSFL be liable to any User or party for any direct, indirect, special or other consequential damages for any use of the Website, any hyperlinked website, its Content, Products and Services, whether based in negligence, strict liability or otherwise, that arises out of or is in any way connected with (i) any use of, browsing or downloading of any part of the Website or its Content, or (ii) any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, even if WSFL has been advised of the possibility of such damages.
The User agrees to indemnify, defend and hold WSFL, its owners, employees, agents, Website partners, and their respective lawful successors and assignees harmless from and against any and all losses, liabilities, claims, damages, costs and expenses (including reasonable legal fees and disbursements in connection therewith and interest chargeable thereon) asserted against or incurred by WSFL and/or its affiliates, its owners, employees, agents, Website partners, and their respective lawful successors and assignees that arise out of, result from, or may be payable by virtue of, any breach or non-performance of any representation, warranty, covenant or agreement made or obligation to be performed by the User pursuant to this agreement.
7. Conduct of the User
The User further agrees not to:
• transmit or remit funds for an unlawful or criminal purpose;
• operate pyramid or other illegal soliciting or fund raising schemes;
• post, transmit, link to, or otherwise distribute any materials, information or content constituting, advocating or encouraging conduct that would constitute a criminal offence or give rise to civil liability, or otherwise use the Website, its Content or any of the Product and Services in a manner which is contrary to law or would serve to restrict or inhibit any other User from using or enjoying the Website, its Content, or any of the Product and Services;
• post, transmit, link to, or otherwise distribute any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful material or information;
• defame, abuse, stalk, harass, threaten or otherwise violate the legal rights and freedom of others, including without limitation, rights relating to privacy and publicity;
• post, transmit, link to, or otherwise distribute any information, materials, content or software which contains a virus, cancelbot, trojan horse, worm or other harmful or disruptive component; or
• use any spider, robot, other automatic device, or manual process to monitor or copy the Website and its Content contained thereon for any purpose without WSFL’s prior written consent/authorization.
8. Registration, Accounts and Passwords
The Services and related material, software, information, data and other Content made available via the Website may require registration or subscription. Should the User choose to register or subscribe for any such Products, Services or related Content; he/she agrees to provide accurate and current information as required by the relevant registration or subscription process, and to promptly update such information as necessary to ensure that it is kept accurate and complete. The User agrees to be responsible for: (a) maintaining the confidentiality of any passwords or other account identifiers which he/she chooses or are assigned as a result of any registration or subscription to a Service, and (b) all activities that occur, including transaction effected, under such password or account. Further, the User agrees to notify WSFL of any unauthorized use of his/her password or account. WSFL will not be responsible or liable, directly or indirectly, in any way for any loss or damage of any kind incurred as a result of, or in connection with, the User’s failure to comply with this Section. The User agrees that his/her access to the Service may be restricted to access on one device at one time and WSFL reserves the right to force a log off of the User’s account in the event it determines at any time, in its sole discretion, that the User’s account has been simultaneously logged into on more distinct devices than permitted. The User agrees that he/she is solely responsible for any fees, overages, penalties or any other costs charged to the User by any third-party internet, cellular or other communications/data provider.
9. Money Transfer Transactions
9.1 Order Restrictions
WSFL reserves the right to implement restrictions on transactions at any time without prior notice.
9.2 Methods of Payment
WSFL only accepts Interac Online (debit card) as an appropriate method of payment, subject to change without notice. Unless otherwise indicated, prices displayed on the Website are quoted in Canadian dollars.
9.3 Price Confirmation
The price of the transaction is locked-in at the time an order is submitted by the User regardless of market fluctuations. Once the order is confirmed, the User will have entered a binding agreement. If the Order is cancelled, a cancellation fee of $50.00 and any market loss may come into effect, which will be charged to the User, and deducted from the User’s account.
9.4 Cancelling Transactions
The User may cancel his/her order through his/her account, by written confirmation and/or by any other method as specified by WSFL, subject to change from time to time. Upon receipt of confirmation from the Correspondent Bank that the transmitted transaction has been cancelled, WSFL will apply the cancellation and credit the User’s account. The transaction will not be cancelled without confirmation from the Correspondent Bank.
Cancellation requests cannot be reversed and WSFL shall not be obligated to meet requests to reverse the cancellation. Any fee charged by the Correspondent for the cancellation request will be charged to the User’s account.
The cancellation of an order may result in charges to cover the cancellation of the order and any market loss. Market loss is calculated if the market value of the currency has decreased between the time the purchase price was locked-in and the time the order was cancelled. A cancellation fee of $50.00 will also be applicable.
In the event of a market gain (the market value of the currency has increased between the time the purchase price was locked-in and the time the order was cancelled) no market change fee is charged, but a cancellation fee of $50.00 will still be applicable.
All charges to cover the cancellation of the order will be charged to the User’s debit card at any time without any prior notice.
10. Product, Services and Content
10.1 Availability of Product and Services
Products and Services offered through the Website are subject to availability. WFSCL may, in its sole discretion, limit or cancel the quantities offered on its Website or limit the sales of its Products or Services to any User, household, geographic region or jurisdiction. Prices of Products and Services are subject to change, without notice.
WSFL reserves the right, in its sole discretion, to refuse Products, Services and orders, including without limitation, a false or fraudulent order.
10.2 Availability of Website
WSFL will use reasonable commercial efforts to keep the Website available on a 24-hour/7-day-a-week basis, subject to necessary scheduled downtime for maintenance, unscheduled maintenance, and system outages. WSFL does not promise that access to the Website will be uninterrupted or available at all times. WSFL assumes no liability or responsibility for any damages or losses caused by a delay, interruption or downtime in the Website.
Although WSFL makes reasonable commercial efforts to ensure that the description and content on each page of the Website is correct, it does not take responsibility for changes that occur due to human or data entry errors or for any loss or damages suffered by the User due to any information contained herein.
WSFL makes reasonable commercial efforts to exclude viruses from the Website, but cannot ensure that the Website will be at all times free from viruses or other destructive software. The User is urged to take appropriate safeguards before downloading information from the Website. WSFL assumes no responsibility or liability for any damages to computer equipment or other property that may result from use of the Website, its Content or the Products and Services or downloading anything from the Website.
10.5 Links to Third Party Sites
The User may, through hypertext or other computer “links,” gain access to other sites on the Internet which are not part of or controlled by WSFL. WSFL is providing these links to the User only as a convenience, and the inclusion of any link does not imply endorsement by WSFL.
Unless otherwise indicated on the Website or its Content, WSFL is not sponsored by or affiliated with the linked sites, and trademarks used in connection with linked sites are not trademarks of WSFL.
11. Intellectual Property
11.1 Ownership Rights
This Website is the sole and exclusive property of WSFL. WSFL retains all right, title and interest (including all copyright, trademark, patent, trade secrets, and all other intellectual property rights) in the Website unless otherwise stated in these Terms and Conditions, or on the Website. The Website is protected by copyright, trademark, patent, trade secrets, unfair competition, and other laws of worldwide, through the application of local laws or international treaties. Any unauthorized use, reproduction or modification of the Website may violate such laws.
11.2 Multimedia Content/Trademarks
Pictures, sounds, sound effects, sound recordings, musical works, performances, graphics, video, cinematic productions, audio-visual works and any other works (collectively, the “Multimedia Content”), and WSFL trademarks and all other logos (collectively, the “Trademarks”) that appear, are displayed, or used on the Website are registered or common law trademarks or rightfully used by WSFL. The Multimedia Content and Trademarks may not be copied, downloaded, reproduced, used, modified, or distributed in any way without prior written permission/authorization from WSFL.
11.3 Restrictions on Use of Materials
The User agrees not to reproduce, make derivative works of, retransmit, distribute, sell, publish, communicate, broadcast or otherwise make available any of the Content obtained through the Website, its Content or the Product and Services of WSFL, including without limitation, by caching, framing or similar means, without the prior written permission/authorization from WSFL.
12. Comments and Submissions
WSFL will endeavour to treat any communications or materials the User transmits to WSFL, through the Website, by electronic mail or otherwise, including any data, questions, comments, suggestions, ideas, or the like as confidential. However, by voluntarily submitting to us, or by posting on the Website any communications or materials, the User grants WSFL, and all other Users of the Website, a worldwide, non-exclusive, royalty free, perpetual, irrevocable, and fully sub-licensable license to use, reproduce, modify, adapt, publish, translate, create derivative works from distribute, and display such communications or materials in any form, media or technology. WSFL assumes no responsibility for any communications or materials posted or submitted, or for the return or such communications or materials.
WSFL may at its sole and absolute discretion cancel or terminate the User’s right to use the Website or any part of the Website at any time, without notice or liability to the User or any other person. In the event of termination, the Terms and Conditions shall continue to apply and be binding upon the User with respect of his/her prior use of the Website and its Content.
19. Contact Information
Any headings and titles herein are for convenience only.
21. English Language
The parties have requested and agree that these Terms and Conditions and all documents relating thereto be drawn up in English. Les parties ont demandé que cette convention ainsi que tous les documents qui s’y rattachent soient rédigés en anglais.